When you need Flood Insurance, we’re here to help.
When most people think of a flood, they think of events like Hurricane Katrina or Hurricane Sandy. These were huge devastating storms resulting in billions of dollars in damage. Sadly, some people without Flood Insurance lost everything.
In reality, most floods result from far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars.
If you’re looking for coverage, then you’re in the right place. Did you know that every house in the country is in a FEMA flood zone? It’s just that some flood zones are worse than others.
In most situations, you have a 30-day waiting period when you buy Flood Insurance, so don’t wait until it’s too late!
Homeowners Insurance does not cover flood damage
No matter where you live in South Carolina, you purchase Flood Insurance as a separate, stand-alone policy.
Here’s a quick video to help you understand Flood Insurance:
We can’t say it enough – flooding is not covered by homeowners insurance.
Flood Insurance policies also reimburse you for work that you and other family members did to sandbag your homes, move furniture, and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a Flood Insurance policy. However, if you live outside a high-risk zone or no longer have a mortgage, Flood Insurance is optional.
So how does BMIS help you?
In short, BMIS finds the right Flood Insurance that best meets your needs. What’s more, we’ll help you with custom coverage, service your way, and competitive prices.
Because BMIS is an independent insurance agency, we focus on your unique needs and situation. But how do we do that?
- We uncover your needs so that you have no gaps in your policy.
- Since we shop your insurance with many companies, you have options.
- As a result, you get the best deal possible.
And what’s more, it doesn’t cost you a penny more for us to help you. Most important, you get peace of mind from having the best possible coverage at the best price. If you think it can’t be that simple, then you owe it to yourself to give us a call.
So how do you get a Flood Insurance quote?
To start your quote, call our office or click over to our Quotes page. Either way, we’ll make the process simple!